Spss In Banking Or Audit Company Example

Spss In Banking Or Audit Company Example Spss In Banking Or Audit Company â€" Math Problem Example > Introduction In the last decade there has been liberalization of bank activities which have been traditionally been under very strict regulation and given protection from external competition. This has resulted in a situation where foreign banks that initially played a marginal having substantial investments in foreign countries especially in the middle-income and developing countries (Dunning, 1977). The activities of the foreign banks come in various forms including acquiring domestic institutions that have extensive branch networks to establishing representative offices with the aim of serving a niche market segment. It has been the interest of researchers to find out what determines the form of investments banks takes and the effect of this on their overall performance. Banks may have several modes of investments when venturing in foreign countries including operating as locally chartered, operating as independently capitalized subsidiaries or operating as branches on the moth er banks in the foreign countries (Clarke, 2003). There are two prominent reasons that make bankers, bank users and policy makers to have keen interest on operations of foreign banks in host countries. The foreign bank operations may affect to a great extent the competitiveness of the domestic banking systems, having a threat on the market share and profits in addition to having a considerable effect on the price and quality of services offered in the host country. Foreign subsidiaries which have extensive networks give direct competition to local banks for clients while on the other foreign banks with single branch will tend to concentrate on specific segments like wholesale and investment banking which have a tendency to have low development in the host countries. second, branches and subsidiaries involve a varied level of parent bank responsibilities and financial involvement. More often subsidiaries act as separate entities from the parent banks, while for cases of branches th e parent banks will be responsible for the liabilities under their branches. This often has implications for both the parent banks and the local regulators (Focarelli, 2001; Galindo 2003). Research ObjectivesThe study aim was to investigate the difference in the performance banks with international operations considering the following variables: home origin, number of foreign countries with investments, turnover in home country, turnover in foreign country, profit in home country and profit in foreign country. The variable in this study were The number of country where the bank operates gives the details on the number of countries in which the banks in this study is operating. Home country turnover gives the margin of the turnover of the banks in this study in their home country. Foreign country turnover gives the total margin of turnover of banks in this study in all the foreign countries they operate. Profit made in home country (loss) which is a representation of the amount of p rofit (loss) that that is in its country of origin. Profit made in foreign country (loss) which is a representation of the amount of profit (loss) that that is in all the foreign countries that the bank is operating. Type of invest: clarify whether the bank has a subsidiary or branch as its form of foreign investment